Financing Braces in Utah: What We Offer

 

Families may not know that we offer affordable financing for braces in Utah. At Utah Orthodontic Care we offer an in-house monthly payment plan that has no credit check and is interest-free. We will work with you to establish a low monthly payment that fits your budget.

Your first payment is not due until your initial appointment when you get your braces or Invisalign clear aligners and start your journey!

What Do Braces Cost in Utah?

Total cost depends on the type of treatment and the complexity of your case, which is why we give you an exact figure at your free consultation rather than a range. What we can tell you up front is how you will pay for it.

  • Payments from $119 per month, and never more than $119 per month on our standard plan
  • $0 down to begin treatment
  • No credit check and no interest on in-house financing
  • First payment is not due until your first appointment
  • Medicaid accepted at all 8 locations
  • Most dental insurance accepted, and our billing team files all claims for you
  • TriCare and Concordia Dental accepted for military families
  • Cash discounts available

How We Calculate Your Monthly Payment

At your free consultation we determine your treatment plan and total cost, apply your insurance benefits, then divide your remaining balance across your estimated months in treatment. That produces a fixed, interest-free monthly payment with no surprises.

For a closer look at payment structures, see monthly orthodontic payments. To check what your plan covers, see dental insurance and braces.

Cost by Treatment Type

All of the following are covered by the same financing terms:

Schedule a free consultation at any of our 8 Utah locations or call (801) 999-4431 to get your exact cost.

Find a Location Near You

How Much Do Braces Cost?

The cost of braces depends on the type of braces you choose and the complexity of your treatment. Factors like treatment length, provider, and insurance coverage can all influence the final cost. Some types of braces require more frequent adjustments or specialized expertise, which can increase overall expenses. It’s also important to consider any additional services—such as retainers, imaging, or follow-up visits.

Boy with Braces

Insurance

We accept most dental insurances, including Medicaid and Tricare / Concordia Dental for our military families. We know how frustrating insurance companies can be, so our billing office will handle all of the paperwork and file the claims on your behalf. If your treatment requires prior authorization, our staff will work to ensure you receive the maximum benefits.

Cash

If you prefer to pay for your braces upfront, we offer a cash discount via a Braces Coupon. Our office also accepts all major credit cards.

teenage boy wearing braces and female friend

Hear It from Our Patients

Our customers love our service! Here are some of their glowing reviews:

“This clinic is AWESOME! Everyone is so friendly and the doctor is great! I’m happy with my teeth and you really can’t beat the price! Great services and low pricing! I would recommend everyone to come here! Also they are always doing patient appreciation events that are so fun! Bring your kids, your spouse, your friends, your neighbors, BRING EVERYONE!”

– Ana R.

“Great orthodontics! I got my braces at UOC and they’ve been so amazing! First appointment is free, they’ll evaluate your teeth and talk to you about braces option options and prices/ plans.My dental insurance did not cover braces for adults ( I chose not to when I made my plan ) and even if I switched my plan I don’t think it would be a nice affordable plan like UOC offered me with monthly payments … I’m happy with them! They were always nice, friendly and flexible with schedules! Recommend it 100%!”

– Denise A.

“I love this office. The doctor is fun with the kids, very friendly and approachable. The staff is typically very easy to work with and any time we have any question or concern they have been quick to make it right with us. We had a billing hiccup and Lauren was incredibly understanding and made the process to fix it easy. As a lower income family with multiple kids needing orthodontic work, this has been a huge weight off my shoulders. I cannot recommend them enough.”

– Stephanie Carsten

“This clinic is AWESOME! Everyone is so friendly and the doctor is great! I’m happy with my teeth and you really can’t beat the price! Great services and low pricing! I would recommend everyone to come here! Also they are always doing patient appreciation events that are so fun! Bring your kids, your spouse, your friends, your neighbors, BRING EVERYONE!”

– Ana R.

“Great orthodontics! I got my braces at UOC and they’ve been so amazing! First appointment is free, they’ll evaluate your teeth and talk to you about braces option options and prices/ plans. My dental insurance did not cover braces for adults ( I chose not to when I made my plan ) and even if I switched my plan I don’t think it would be a nice affordable plan like UOC offered me with monthly payments … I’m happy with them! They were always nice, friendly and flexible with schedules! Recommend it 100%!”

– Denise A.

“I love this office. The doctor is fun with the kids, very friendly and approachable. The staff is typically very easy to work with and any time we have any question or concern they have been quick to make it right with us. We had a billing hiccup and Lauren was incredibly understanding and made the process to fix it easy. As a lower income family with multiple kids needing orthodontic work, this has been a huge weight off my shoulders. I cannot recommend them enough.”

– Stephanie Carsten

Cost and Payment FAQ

How much do braces cost in Utah?

Cost varies by treatment type and case complexity. Utah Orthodontic Care offers payment plans starting at $119 per month with $0 down, no interest, and no credit check. Your free consultation includes an exact cost and a monthly payment figure before you commit to anything.

Do you offer payment plans for braces?

Yes. We offer in-house, interest-free monthly payment plans with no credit check required. Your first payment is not due until your first appointment.

Does dental insurance cover braces?

Most dental plans cover a percentage of orthodontic treatment rather than the full amount. We accept most major plans and our billing team files claims on your behalf. See dental insurance and braces for details.

Do you accept Medicaid for braces?

Yes, at all 8 locations. Medicaid orthodontic coverage depends on case severity. We verify eligibility at your free consultation.

Can I get braces with no money down?

Yes. We offer $0 down payment plans so treatment can begin without a large upfront cost.

Do you check credit for financing?

No. Our in-house financing requires no credit check.

How much are braces for adults?

Adult treatment uses the same financing terms as treatment for kids and teens, including $119 monthly plans and $0 down. See adult orthodontics for treatment options.